Possible invention disclosu- Minimal Solar power Satellite syste

> Launchers are available.
>
> But they are not reliable in the sense that high
> insurance rates make the costs - well - astronomical.

I was under the impression that launchers like Ariane, Proton, Atlas
etc are more than 90% reliable. If that's the case, then surely the
cost premium for reliability (whether covered by insurance or not)
should be on the order of 10% of the cost of the payload?